RENTER'S INSURANCE
If you rent a home or apartment, insurance is still important to protect you and your belongings. Renters insurance works like homeowners insurance, protecting you if you face a fire, theft, water damage or other situations.
The landlord of your home or apartment has insurance, but it likely only covers the building, not your belongings or even your liability for accidents on the property. What happens if your belongings are stolen in a burglary or damaged by fire or weather? If you have renter’s insurance, you can recover the value of your belongings, while also enjoying protection if you are sued for liability following an accident. Your policy can cover you for unforeseen circumstances such as:
- Smoke Damage
- Theft
- Water Leaks or Overflows
- Fire
- Building Collapse Due to Bad Weather
- Freezing Plumbing and Air Conditioning
You may also want to add optional coverage options such as:
- Loss of Use to cover certain losses when the home is damaged or uninhabitable due to an insured loss. This includes your living expenses for the period of time to repair or replace your home or resettle your household.
- Inflation Coverage automatically increases the amount of your insurance as inflation changes.
- Personal Liability coverage offers payment for your legal liability due to property damage or bodily injury caused by an accident, as well as your legal defense.
- Medical Payments pays for medical expenses for people who were accidentally injured on the property.
[rev_slider alias="pipeline"]
RENTER'S INSURANCE
If you rent a home or apartment, insurance is still important to protect you and your belongings. Renters insurance works like homeowners insurance, protecting you if you face a fire, theft, water damage or other situations.
The landlord of your home or apartment has insurance, but it likely only covers the building, not your belongings or even your liability for accidents on the property. What happens if your belongings are stolen in a burglary or damaged by fire or weather? If you have renter’s insurance, you can recover the value of your belongings, while also enjoying protection if you are sued for liability following an accident. Your policy can cover you for unforeseen circumstances such as:
- Smoke Damage
- Theft
- Water Leaks or Overflows
- Fire
- Building Collapse Due to Bad Weather
- Freezing Plumbing and Air Conditioning
You may also want to add optional coverage options such as:
- Loss of Use to cover certain losses when the home is damaged or uninhabitable due to an insured loss. This includes your living expenses for the period of time to repair or replace your home or resettle your household.
- Inflation Coverage automatically increases the amount of your insurance as inflation changes.
- Personal Liability coverage offers payment for your legal liability due to property damage or bodily injury caused by an accident, as well as your legal defense.
- Medical Payments pays for medical expenses for people who were accidentally injured on the property.
