BUSINESS OWNER'S INSURANCE
What is Included in a Business Owner's Policy?
Business Owner's Policy Coverage
- Property Insurance, which protects your building, inventory and equipment
- Products and Completed Operations
- Bodily Injury and Property Damage Liability covers cases when your products, services or employees cause harm to someone else or property
- Premises Medical covers medical expenses from injuries to others on property you rent or own
- Fire Legal Liability
- Business Income Insurance which covers lost income if your operations are suspended by a covered loss
- Building and Personal Property Protection
- Equipment Breakdown Insurance protects you if your equipment is damaged by mechanical breakdown, burnout, operator error or power surges
- Coverage for Inventory Loss
- Personal and Advertising Injury Coverage which covers copyright infringement, slander and libel
- Rented Vehicle Coverage, which offers liability protection for vehicles you lease, borrow or hire
Do You Need a Business Owner's Policy?
BOP insurance is recommended for most small businesses because it is the most affordable away to get the broad coverage you need. By combining property and liability insurance, a BOP covers your business during suspended operations, property damage and lawsuits.
The most important reason to purchase business insurance is protecting your investment, including your merchandise and the tools you need. Your BOP will cover your physical property against many situations and protect the actual building itself.
It is also important to realize that lawsuits are very common today, and your business may be sued, no matter how careful you are. You may find yourself in a number of situations that can result in a lawsuit, so it is a good idea to be prepared with liability coverage.
Depending on the number of employees you have, you may need additional coverage options to protect you if a former employee sues you or if an employee injures someone
The most important reason to purchase business insurance is protecting your investment, including your merchandise and the tools you need. Your BOP will cover your physical property against many situations and protect the actual building itself.
It is also important to realize that lawsuits are very common today, and your business may be sued, no matter how careful you are. You may find yourself in a number of situations that can result in a lawsuit, so it is a good idea to be prepared with liability coverage.
Depending on the number of employees you have, you may need additional coverage options to protect you if a former employee sues you or if an employee injures someone
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BUSINESS OWNER'S INSURANCE
What is Included in a Business Owner's Policy?
Business Owner's Policy Coverage
- Property Insurance, which protects your building, inventory and equipment
- Products and Completed Operations
- Bodily Injury and Property Damage Liability covers cases when your products, services or employees cause harm to someone else or property
- Premises Medical covers medical expenses from injuries to others on property you rent or own
- Fire Legal Liability
- Business Income Insurance which covers lost income if your operations are suspended by a covered loss
- Building and Personal Property Protection
- Equipment Breakdown Insurance protects you if your equipment is damaged by mechanical breakdown, burnout, operator error or power surges
- Coverage for Inventory Loss
- Personal and Advertising Injury Coverage which covers copyright infringement, slander and libel
- Rented Vehicle Coverage, which offers liability protection for vehicles you lease, borrow or hire
Do You Need a Business Owner's Policy?
BOP insurance is recommended for most small businesses because it is the most affordable away to get the broad coverage you need. By combining property and liability insurance, a BOP covers your business during suspended operations, property damage and lawsuits.
The most important reason to purchase business insurance is protecting your investment, including your merchandise and the tools you need. Your BOP will cover your physical property against many situations and protect the actual building itself.
It is also important to realize that lawsuits are very common today, and your business may be sued, no matter how careful you are. You may find yourself in a number of situations that can result in a lawsuit, so it is a good idea to be prepared with liability coverage.
Depending on the number of employees you have, you may need additional coverage options to protect you if a former employee sues you or if an employee injures someone
The most important reason to purchase business insurance is protecting your investment, including your merchandise and the tools you need. Your BOP will cover your physical property against many situations and protect the actual building itself.
It is also important to realize that lawsuits are very common today, and your business may be sued, no matter how careful you are. You may find yourself in a number of situations that can result in a lawsuit, so it is a good idea to be prepared with liability coverage.
Depending on the number of employees you have, you may need additional coverage options to protect you if a former employee sues you or if an employee injures someone
